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Your Guide to PCI DSS 4.0.1 Web Application & API Controls—and a Simplified Path to Compliance

Friday, December 19, 2025

Your Guide to PCI DSS 4.0.1 Web Application & API Controls—and a Simplified Path to Compliance

What

Organizations must comply with new PCI DSS 4.0.1 requirements that enhance security measures for web applications and APIs, particularly against skimming and other application-layer attacks.

Where

Applicable to all merchants and third-party payment service providers globally.

When

Compliance is required as of April 1, 2025.

Key Factors

  • Mandatory inventory of custom software (PCI 6.3.2)
  • Risk-based vulnerability prioritization (PCI 11.3.1.1)
  • Tamper-detection controls for payment pages (PCI 11.6.1)

Takeaways

  • Organizations must modernize their security practices to meet new compliance requirements.
  • The shift towards application-layer security indicates a growing trend in cyber threats targeting web applications.
  • Implementing continuous monitoring and risk assessment is crucial for maintaining compliance.
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